Recent alerts from the Income Tax Department of India have created confusion among taxpayers. Many individuals have received SMS and email notifications stating that their income tax refunds are on hold under the risk management process. This article explains what these alerts mean and what actions taxpayers should take.

Why Are Taxpayers Getting Refund Alerts?

Taxpayers are receiving alerts because their Income Tax Returns (ITR) have been flagged due to mismatches between the data filed and the records available with the Income Tax Department. These alerts are system-generated and part of a bulk communication exercise.

Common Discrepancies That Trigger Alerts

Mismatched Income or Deductions
Interest income, dividend income, or capital gains not matching AIS or Form 26AS records.

Higher or Sudden Refund Claims
Refund claims that are significantly higher than previous years may be flagged for verification.

Excessive or Unverified Deductions
Large deductions under sections like 80C, 80D, or HRA without proper supporting proof.

What Should You Do If You Receive an Alert?

Stay Calm
An alert does not mean your return is rejected. It usually means verification is required.

Review Your ITR Carefully
Cross-check income details, deductions, exemptions, and tax payments.

File a Revised ITR If Needed
If errors are found, file a revised return before the deadline of 31 December 2025.

No Action Needed If Everything Is Correct
If all information is accurate and supported, no revision is required.

How to Check Your Income Tax Refund Status

Through the Income Tax E-Filing Portal
Login to incometax.gov.in, go to View Filed Returns, and check the refund status.

Through NSDL Refund Status Tool
Enter your PAN and assessment year to view refund status without login.

Important Things to Remember

• ITR filing or revision deadline is 31 December 2025
• No penalty is charged for revised returns filed before the deadline
• Interest may apply if additional tax is payable

Beware of Fake Refund Messages

Taxpayers should avoid clicking on suspicious links and always verify refund-related communication through the official Income Tax portal only.

Final Takeaway

Income tax refund alerts are mostly precautionary checks by the department. Review your return carefully, correct mistakes if any, and stay compliant to ensure timely refund processing.